If You Have Savings, Do You Still Need Insurance?
Having savings is a big step toward financial freedom. It gives you security and options. But many people believe that saving is enough — and that insurance is an unnecessary expense. This is where the risk lies. Savings and insurance aren’t in competition; they complement each other. Together, they create a smart financial strategy. What […]
Why Doesn’t Your Money Last?
How many times have you said, “I never have enough”? It’s a common phrase among hardworking women who still feel like their money disappears. But often, what seems like a lack of income is actually a lack of financial organization. Here’s how to tell the difference — and what you can do to take back […]
5 Steps to Start Managing Your Money from Scratch
Have you ever opened your bank account and wondered where all your money went? Do you feel like you’re working nonstop, but it’s never enough? If your finances constantly feel like a mess… take a breath — you’re not alone. Many women grew up without financial education and with the belief that money is complicated, […]
Why Do You Need Health Coverage?
In the United States, and especially in cities like Miami with a large Latino community, having health insurance is not a luxury but a necessity. However, many people still doubt its importance or think it’s an unnecessary expense. Here we explain the key benefits of having health insurance and why it’s essential to protect your […]
Benefits of Health Insurance
Many times, when we get health insurance, we only focus on hospital or emergency coverage, but we overlook preventive services that can improve our quality of life at no additional cost. Here are some of them: 100% Covered Annual CheckupOne of the great benefits of most health insurance plans is that they include a fully […]
Health Insurance Can Prevent Bankruptcy
In the United States, healthcare costs can be extremely high, and a hospitalization can become an overwhelming financial burden if you don’t have the proper protection. On average, a hospital stay can cost you around $14,000, not including additional procedures, medications, or follow-up care. The Financial Impact of a Hospitalization Medical expenses are one of […]
Medical Debt Can Put Your Immigration Status at Risk
In the United States, medical expenses are one of the main causes of financial stress for families. In fact, unpaid medical bills are the number one cause of bankruptcies in the country, affecting both citizens and immigrants. For those seeking immigration stability, accumulating medical debt can have serious consequences, including the risk that your financial […]
Different Types of Insurance
The world of insurance is vast and designed to cover various aspects of our lives, providing peace of mind and protection against unforeseen events. Knowing the different types of insurance available can help you choose the one that best suits your needs. Below, we explain three of the most common: life insurance, health insurance, and […]
How to Choose the Best Health Insurance
In 2025, the healthcare landscape continues to evolve, along with coverage options, costs, and deductibles. It’s essential to have a clear strategy to ensure the plan you choose fits your family’s needs—both in terms of medical care and your budget. Today, I bring you a practical guide with the key aspects to consider when selecting […]
What Is Obamacare and Who Is Eligible? Find Out If You Qualify! [Calculator, Special Gift]
Obamacare, officially known as the Affordable Care Act (ACA), is a U.S. legislation designed to make health insurance more accessible and affordable for millions of Americans. Enacted in 2010, its goal is to lower healthcare costs, improve service quality, and provide coverage to those without health insurance. What Does Obamacare Cover? Obamacare mandates a set […]