Why do I need an IUL?
Indexed Universal Life Insurance (IUL) has become a versatile tool that goes beyond simple financial protection in the event of death. When it comes to financial planning, one of the most strategic uses of this type of insurance is the accumulation of funds for retirement. Now, I will clarify a question I am frequently asked: […]
How much does life insurance cost?
Today, I want to answer a question that I am frequently asked, and it has to do with how much life insurance costs. Understanding what factors influence the monthly payment of a plan can help you make decisions when choosing a policy, ensuring that it fits your needs and budget. But before answering, “How much […]
Differences between a term life insurance and a permanent one
The world of life insurance can be complex, but understanding the differences between term life insurance and permanent life insurance is crucial for making informed decisions about the financial protection of your loved ones. I remember that when I started working in this industry, this was one of the first points I learned, as each […]
Saving in the bank or with an IUL?
When considering where to keep your savings and secure your family’s financial future, it is crucial to evaluate the available options. Traditional banks have long been a popular choice, but lately, Indexed Universal Life Insurance (IUL) has gained ground as an attractive alternative for long-term savings. Now you might be wondering, ‘Saving in the bank […]