Differences Between a 401(k) and an IUL
What is a 401(k)? A 401(k) is an employer-sponsored retirement plan that allows workers to save and invest a portion of their salary before taxes. It’s one of the most common retirement planning tools in the United States, and its biggest attraction is tax-deferred growth. How a 401(k) works in the United States Each employee […]
Pay Off Debt or Invest First? 6 Keys No One Explains
Many people who want to improve their financial situation face a dilemma that seems to have no way out:Should I pay off my debts or invest first? The truth is there’s no single answer for everyone. But there is a smart way to make this decision depending on your case. Today, I’ll show you how […]
What Does Your Life Insurance Cover?
What Does Your Life Insurance Cover? 5 Essential Keys You Should Review Today Many people think that simply having life insurance is enough to be protected. But when was the last time you reviewed the details of your policy? Are you really sure what your life insurance covers and if it actually fits your current […]
New Health Insurance Rules for 2025
Do you have a marketplace plan with government assistance? Here are the new 2025 rules you need to know. Many people don’t realize it, but the rules have changed for 2025.If you, like many of the clients I work with, have health insurance through the marketplace with financial help from the government (what some call […]
Will Health Insurance Premiums Go Up?
In recent weeks, many people have been hearing about the Big Beautiful Bill and are wondering if their health insurance is going to change or get more expensive. So today, I want to break it down for you: What Is the Big Beautiful Bill? The Big Beautiful Bill is a proposed piece of legislation aimed […]
Is Life Insurance Only Useful When You Die?
Is Life Insurance Only Useful When You Die? For years, life insurance was seen as something that only helped after you passed away. But that’s no longer the case. Today’s policies have evolved—and now, you can tap into your life insurance while you’re still alive. And that could mean the difference between a financial crisis […]
5 Common Financial Mistakes
Avoid the most common financial mistakes that threaten your peace of mind and future. Learn how to plan wisely and protect what matters most.
What Would Happen to Your Finances if You Couldn’t Work Starting Today?
An illness or accident can stop your income. Learn how to protect yourself with living benefits and other financial planning tools.
Financial Planning for Latina Women
In many Latin cultures, talking about money has almost been taboo. We grew up hearing phrases like “money doesn’t grow on trees,” “better poor but honest,” or “money is a man’s thing.” No one taught us how to save, how to invest, or how to protect our future. Not because we lacked the ability — […]
How You Can Convert Your Policy
Your financial security and that of your family is a priority. With National Life, you have the option to convert your policy into a permanent insurance plan, ensuring lifelong protection and greater financial stability. This option allows you to maximize the benefits of your plan and guarantee long-term peace of mind. Why Is It Important […]