What is Medicare?
What is Medicare? It is a federal health insurance program in the United States that provides coverage to individuals aged 65 and older, certain younger people with disabilities, and individuals with end-stage renal disease (chronic kidney failure requiring dialysis or a transplant). This program is administered by the Centers for Medicare & Medicaid Services (CMS), […]
Benefits of Health Insurance
In a world where health is an undisputed priority, having adequate health insurance is more than just a precaution; it is an essential measure to safeguard both your physical and financial well-being. Health insurance offers a variety of benefits that not only protect you in case of illness or injury but also promote broader access […]
Why acquire life insurance?
The acquisition of life insurance is a significant decision that goes beyond simply protecting against the unpredictable. Today, I will share the most important reasons to acquire life insurance and why considering this form of coverage can be essential for your financial well-being and that of your loved ones. Why acquire life insurance? Financial Protection […]
Why do I need an IUL?
Indexed Universal Life Insurance (IUL) has become a versatile tool that goes beyond simple financial protection in the event of death. When it comes to financial planning, one of the most strategic uses of this type of insurance is the accumulation of funds for retirement. Now, I will clarify a question I am frequently asked: […]
The Open Enrollment Period is about to start!
Since 2014, with the implementation of the Affordable Care Act, popularly known as Obamacare, the medical system in the United States changed and brought opportunities for people who previously, due to their income, could not access medical coverage. This reform came to make healthcare accessible for all. However, this law also established that health insurance […]