Hospital Indemnity Insurance
Hospital Indemnity Insurance: 7 Benefits That Could Save Your Finances A type of protection few people know about, but many could need. When people think about health insurance, they usually imagine general coverage: doctor visits, emergencies, prescriptions… But there’s a lesser-known type of policy that makes a huge difference when things get complicated: hospital indemnity […]
Is It Worth Having Insurance If I Already Have Savings?
Is It Worth Having Insurance If I Already Have Savings? 7 Powerful Reasons to Decide Today Many people believe that if they already have a savings fund, they don’t need insurance. But that perception—though common—can be dangerous. Savings are essential for stability, but they don’t replace the strategic protection that insurance provides. In reality, both […]
Pay Off Debt or Invest First? 6 Keys No One Explains
Many people who want to improve their financial situation face a dilemma that seems to have no way out:Should I pay off my debts or invest first? The truth is there’s no single answer for everyone. But there is a smart way to make this decision depending on your case. Today, I’ll show you how […]
New Health Insurance Rules for 2025
Do you have a marketplace plan with government assistance? Here are the new 2025 rules you need to know. Many people don’t realize it, but the rules have changed for 2025.If you, like many of the clients I work with, have health insurance through the marketplace with financial help from the government (what some call […]
Will Health Insurance Premiums Go Up?
In recent weeks, many people have been hearing about the Big Beautiful Bill and are wondering if their health insurance is going to change or get more expensive. So today, I want to break it down for you: What Is the Big Beautiful Bill? The Big Beautiful Bill is a proposed piece of legislation aimed […]
5 Common Financial Mistakes
Avoid the most common financial mistakes that threaten your peace of mind and future. Learn how to plan wisely and protect what matters most.
When Is the Right Time to Plan for Retirement?
When Is the Right Time to Plan for Retirement? the best time to plan for retirement was yesterday. The second-best time is today.
Financial Planning for Latina Women
In many Latin cultures, talking about money has almost been taboo. We grew up hearing phrases like “money doesn’t grow on trees,” “better poor but honest,” or “money is a man’s thing.” No one taught us how to save, how to invest, or how to protect our future. Not because we lacked the ability — […]
Why Do You Need Health Coverage?
In the United States, and especially in cities like Miami with a large Latino community, having health insurance is not a luxury but a necessity. However, many people still doubt its importance or think it’s an unnecessary expense. Here we explain the key benefits of having health insurance and why it’s essential to protect your […]
Benefits of Health Insurance
Many times, when we get health insurance, we only focus on hospital or emergency coverage, but we overlook preventive services that can improve our quality of life at no additional cost. Here are some of them: 100% Covered Annual CheckupOne of the great benefits of most health insurance plans is that they include a fully […]