Financial Planning for Latina Women
In many Latin cultures, talking about money has almost been taboo. We grew up hearing phrases like “money doesn’t grow on trees,” “better poor but honest,” or “money is a man’s thing.” No one taught us how to save, how to invest, or how to protect our future. Not because we lacked the ability — […]
Why Do You Need Health Coverage?
In the United States, and especially in cities like Miami with a large Latino community, having health insurance is not a luxury but a necessity. However, many people still doubt its importance or think it’s an unnecessary expense. Here we explain the key benefits of having health insurance and why it’s essential to protect your […]
Benefits of Health Insurance
Many times, when we get health insurance, we only focus on hospital or emergency coverage, but we overlook preventive services that can improve our quality of life at no additional cost. Here are some of them: 100% Covered Annual CheckupOne of the great benefits of most health insurance plans is that they include a fully […]
Health Insurance Can Prevent Bankruptcy
In the United States, healthcare costs can be extremely high, and a hospitalization can become an overwhelming financial burden if you don’t have the proper protection. On average, a hospital stay can cost you around $14,000, not including additional procedures, medications, or follow-up care. The Financial Impact of a Hospitalization Medical expenses are one of […]
Different Types of Insurance
The world of insurance is vast and designed to cover various aspects of our lives, providing peace of mind and protection against unforeseen events. Knowing the different types of insurance available can help you choose the one that best suits your needs. Below, we explain three of the most common: life insurance, health insurance, and […]
How to Choose the Best Health Insurance
In 2025, the healthcare landscape continues to evolve, along with coverage options, costs, and deductibles. It’s essential to have a clear strategy to ensure the plan you choose fits your family’s needs—both in terms of medical care and your budget. Today, I bring you a practical guide with the key aspects to consider when selecting […]
What Is Obamacare and Who Is Eligible? Find Out If You Qualify! [Calculator, Special Gift]
Obamacare, officially known as the Affordable Care Act (ACA), is a U.S. legislation designed to make health insurance more accessible and affordable for millions of Americans. Enacted in 2010, its goal is to lower healthcare costs, improve service quality, and provide coverage to those without health insurance. What Does Obamacare Cover? Obamacare mandates a set […]
What Is the Medicare Open Enrollment Period?
The Medicare Open Enrollment Period is an annual timeframe during which beneficiaries can review and make changes to their coverage plans. This period occurs every year from October 15 to December 7. During this time, beneficiaries have the opportunity to enroll in new plans, switch coverage, or adjust their options to better suit their current […]
What Happens If I Don’t Enroll During Open Enrollment?
The Open Enrollment period is the annual timeframe during which you can sign up for health insurance or make changes to your current plan. This period typically occurs at the end of each year and is crucial for those who want health coverage for the upcoming year. Failing to enroll during this period can lead […]
What Can You Actually Do During Open Enrollment?
Open Enrollment is a unique opportunity that comes around each year, allowing people to review, change, or enroll in a health insurance plan. Whether you have insurance through the Affordable Care Act (ACA) marketplace or a private plan, this period is essential to ensure you and your family are well-protected for the upcoming year. But […]