An accident, illness, or emergency can shake up your finances in a flash. That’s why having supplemental plans is a smart way to strengthen your protection and avoid money gaps.
These are extra policies that don’t replace your health insurance, they add to it. Some offer you direct cash payments for specific events, helping cover copays, deductibles, medical bills, or everyday expenses like rent, food, or transportation during a crisis. Others give you peace of mind for unexpected situations, protecting your smile and your eyesight.
There are plenty of options, and each one fits your personal needs depending on what you want to cover.
Pays you cash depending on the injury—fractures, burns, sprains, ER visits, and more.
Daily cash payment for each night you spend in the hospital. Great for covering deductibles and living expenses not covered by your health plan.
Cleanings, extractions, X-rays, treatments, and complex procedures like crowns and root canals.
Eye exams, prescription glasses, frames, and sometimes corrective surgery.
Plans that cover 100% of funeral costs, inside and outside the U.S., and can cover your whole family.
of Supplemental Plans:
Extra financial protection without huge premiums.
Payments go straight to you, not the hospital or doctor. With accident and hospitalization plans, you decide how to use the money.
Works alongside your health or life insurance. They cover what your main plan doesn’t, keeping your smile and vision safe.
Perfect for having 100% coverage on everything.
You can get them even if you already have primary health or life insurance.
Do I need health insurance to get a supplemental plan?
It’s not required, but highly recommended. Supplemental plans are made to work with your main insurance, covering what it doesn’t.
What if I get hurt and can’t work?
With accident and hospitalization insurance, you can get payments that replace part of your income until you recover.
Do accident insurance benefits go to the hospital or directly to me?
Supplemental plans pay you directly. You decide if you want to use that money for medical bills, rent, transport, or whatever you need most.
How much does a dental plan cost?
Way more affordable than you might think. The key is tailoring it to fit your reality and needs.
“An accident or illness shouldn’t stop your financial life. With a supplemental plan, you can keep moving forward with confidence and peace of mind.”
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