Health insurance is a type of coverage designed to help you pay some or all of your medical expenses. It acts as a financial safety net, giving you support when you need it most.
A hospital stay in the U.S. can exceed $500,000. Good insurance protects you from those expenses.
Routine check-ups, vaccines, and screenings help catch issues early before they become serious.
Knowing you’re covered lets you make decisions without financial fear or stress.
Many plans are subsidized under the Affordable Care Act (Obamacare), and you may qualify for free or low-cost coverage depending on your income.
What if I have a pre-existing condition?
Thanks to the ACA, insurance companies cannot deny you or charge you more if you have a pre-existing condition like diabetes, asthma, cancer, or hypertension.
When can I sign up for health insurance?
The official open enrollment is from November to December. However, if you’ve had a qualifying life event (like moving states, losing employer coverage, or losing Medicaid), you may qualify for a Special Enrollment Period.
“Health doesn’t wait — and emergencies don’t warn you. The best investment you can make today is to protect yourself in time.”
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