What Can You Actually Do During Open Enrollment?

¿Qué puedes hacer realmente durante el Open Enrollment?

Open Enrollment is a unique opportunity that comes around each year, allowing people to review, change, or enroll in a health insurance plan. Whether you have insurance through the Affordable Care Act (ACA) marketplace or a private plan, this period is essential to ensure you and your family are well-protected for the upcoming year. But […]

Why You Should Have an Accident Insurance Policy

¿Por qué debes tener una póliza de accidentes?

Accidents are unpredictable events that can happen at any time, no matter how careful you are in your daily life. From a slip at home to a traffic accident, any unexpected event can threaten your physical and financial well-being. That’s why having an accident insurance policy is essential to protect you and your family in […]

How to Safeguard Your Finances and Protect Your Future

Blinda tus finanzas en 5 pasos

Financial stability is not just about how much money you have at the moment; it’s about how you protect that money over time to keep it safe from unforeseen events. Unexpected situations, such as health issues, family emergencies, or economic crises, can jeopardize your financial well-being if you don’t take preventive measures. Safeguarding your finances […]

5 Key Steps to Achieve Success and Sustain It Over Time

¡5 pasos claves para alcanzar el éxito!

Achieving success is a goal that many pursue but few accomplish consistently. Success is not just a destination; it’s a process that involves dedication, learning, and perseverance. While there is no magic formula for success, certain steps can guide you in the right direction. Here are my 5 key steps to achieving success: Define Your […]

Discover How International Insurance Guarantees Global Medical and Financial Protection

Beneficios de los Seguros Internacionales

1. What Are International Insurance Policies? International insurance policies offer financial protection and access to medical services without geographic restrictions. They’re tailored for individuals who live, work, or frequently travel abroad, such as expatriates, digital nomads, or global entrepreneurs. These policies primarily include: International Health Insurance: For global medical coverage. International Life Insurance: To safeguard […]

What Are the Living Benefits of Life Insurance?

¿Cuáles son los beneficios en vida de un Seguro de vida?

When you think about life insurance, you might associate it solely with protecting your loved ones in case of your passing. While this is one of the most important reasons to get it, many don’t realize that life insurance can also offer benefits while you’re alive. These benefits not only protect you but can also […]

Open Enrollment is Almost Here!

¡El Open Enrollment está por llegar!

The Open Enrollment period is one of the most important times of the year for those who need to purchase or change their health insurance in the United States. During this time, millions of people have the chance to review their medical coverage options and ensure they have the right plan for themselves and their […]

Who Should Have Life Insurance?

¿Quiénes deben tener un Seguro de Vida?

Life insurance is an essential financial tool that provides peace of mind and security to those who depend on you. It can also offer additional benefits that go beyond simple economic protection in the event of death. However, not everyone believes they need it, and its importance is often underestimated until it’s too late. Who […]

Who Must Pay Inheritance Tax in the United States?

¿Quién debe pagar el Impuesto a la herencia en Estados Unidos?

Inheritance taxes, also known as taxes on transferred property, are federal taxes that your heirs must pay when they receive your assets. The tax rate varies by state and also depends on whether you are a citizen, resident, or foreigner. Who Must Pay Inheritance Tax in the United States? Citizens For U.S. citizens, the inheritance […]

How Can You Transfer Your Savings to Another Retirement Account?

¿Cómo puedes transferir tus ahorros a otra cuenta de retiro?

Do you have savings in a 401(k), IRA, or an annuity and want to transfer them to another retirement account without incurring penalties? Today, I’ll explain the ideal tool for you: What is a Rollover? A rollover is the process of moving your savings from one retirement account to another. This allows you to consolidate […]